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From the Desk Of:
Mr. John Kofi Owusu
Director National Investment
Bank of Ghana

RE: PAYMENT ON ACCRUED INTEREST OF US$1.5MILLION

I am the EXECUTIVE DIRECTOR and Head of Swift Transfer Unit of National Investment
Bank of Ghana, Accra.

Sometime ago, your contract  fund was brought to our bank from the Bank of Ghana,
after some period, the money was taken back to the Government Treasury. For the
period of time this money was in our bank, it generated an interest of US$1.5
Million, which we are about to be pay to you via International Electronic Bank
Draft.

For your information and advice, you need to hasten up to pick this Fund because
from time to time the Bank of Ghana auditors do come to our bank to cross-check our
files and our financial update, the earlier you comply with the demands of the
delivery of the fund, the faster the action, because the Apex bank officers wants
the accrued interest to be paid to them but we refused, so when they find out that
this interest fund is still in our bank they will want to call back the money to the
Government treasury.

What we need from you now is any of your identification for example; your
international passport or drivers license, telephone and fax number for easy
communication.

As a matter of fact we don?t have enough time to waste since we have wasted time in
contacting our respective customers, so try and comply with the entire necessary
requirement for remittance.

Await your urgent response.

Yours Sincerely

For: the management

Mr. John Kofi Owusu
Executive Director
N. I. Bank of Ghana.